Due to the COVID-19 pandemic, states and municipalities have implemented orders closing businesses, including restaurants, bars, hair salons, movie theaters, fitness gyms, and many others. Other businesses have seen their ability to operate drastically restricted. As a result owners and operators of businesses affected by the COVID-19 pandemic have suffered from a historic loss of revenues and have incurred additional operating expenses. Many businesses have been forced to lay off hardworking employees and, in some circumstances, to close due to COVID-19 restrictions. Some businesses may never reopen.
FORTUNATELY, YOUR COMPANY’S OWN INSURANCE MAY COVER CLAIMS FOR LOSSES AND EXPENES FOR BUSINESS INTERRUPTION CAUSED BY COVID-19.
If you are a business owner or operator and your business was negatively affected, you may be entitled to insurance coverages during the COVID-19 pandemic. Many companies have been paying for insurance policies to cover them for business interruptions so they could survive such an unprecedented crisis. Some businesses don’t even know they have this coverage. Unfortunately, many insurance companies have stated they will be denying coverage to business owners who paid these premiums. Your policy of insurance should be reviewed by an attorney and you should not take the denial of coverage from simply an opinion by your agent or company representative that your losses are not covered. Best of all we will provide you that analysis for FREE!
If you are a business owner whose business has been negatively affected due to COVID-19 – Bryan Caulfield will review your policy for free. If there is coverage he will represent your business with no up front expense to you and will charge a fee only if you win your case! If would like more information, please call 727.308.6060 for a free consultation or complete the free case review form below or e mail your policy to Bryan a covid19@usalaw.com with the subject Covid-19 in the title.