For most injured victims, medical care has already been received prior to winning a car accident claim. If you have been injured in a Florida car accident, and you have won a car accident claim, it is important to remember that some medical facilities may attempt to file a lien against the insurance settlement you were awarded for their services that have not been paid by your health care provider. You may want to consider if a doctor or hospital has a reputation for seeking further payment before choosing a health care provider.
HMOs and Hospitals
Hospitals sign agreements with HMO insurance companies to charge specific discounted fees for their services; however, it is not uncommon for them to attempt to recover the full amount if they learn of an insurance settlement. The hospitals refer to this practice as “balance billing.”
More patients have sued these medical facilities for infringing on their rights by pursuing additional monies from their settlements. Many states’ Insurance commissioners’ attorney generals, including Florida’s, have sent strong warnings to these medical care facilities stating these actions are illegal and violate their patients’ rights.
Do I Have to Reimburse My HMO if I Receive a Settlement?
Your attorney at the Bryan Caulfield Law Firm will help you determine if your health care provider does, indeed, have a right to recover any additional payments after you have won a car accident claim.
Contact our Florida office today for a free consultation to evaluate your best plan of action in receiving the compensation you deserve for injuries you or a loved one received in a Florida car accident.