Many insured car owners believe if their policy states “full coverage”, they have all the car insurance coverage they could ever need or want. Unfortunately, full coverage means different things to different insurance companies. There are no laws that stipulate what must be included in full-coverage auto insurance. Your insurance may or may not include what you think it does.
Comprehensive and Collision Car Insurance in Tampa, FL
Car insurance that reads “full coverage” typically refers to comprehensive and collision coverage. This type of policy provides reimbursement for loss or damage to their car caused by theft, acts of nature, hitting a large animal, colliding with another car, vandalism or a collision with a still object.
Misconceptions of What Your Car Insurance Covers
If you pay for liability, comprehensive, collision and medical benefits, you may think you will never have to worry about any out-of-pocket expenses. You may be shocked to hear that your policy only covers a limited amount based upon the maximum benefits listed in the policy, along with multiple noted exceptions. You must read the fine print to fully understand exactly what your insurance covers.
Tampa, FL Car Accident Representation
If you find yourself fighting with your insurance company or the insurance company of the other party involved in the car accident over what you should be paid, you need to enlist the representation of Bryan Caulfield in Tampa, FL. Do not allow an insurance representative to pressure you or intimidate you into accepting an offer that if far too low to cover your expenses. Contact us today for a free consultation.