After Winning a Car Accident Claim, Choose a Health Care Provider with Caution.
If you are involved in a car accident, you may be able to use your health insurance coverage as your first layer of coverage, in most situations, and your automobile personal injury protection (PIP) coverage as the second layer. This simply means your personal health care insurance will be the first to pay for medical expenses as your primary insurance, and when this is exhausted, your PIP insurance coverage will take over. However, as a caveat, once you declare your health care insurance as your primary coverage, you are also giving your health care provider access to any car accident claim you win, which may allow them to recover monies for any medical treatment for which they paid. This may greatly reduce the actual compensation that you receive if you file a law suit related to your injuries. If your prefer to use your personal health care medical insurance, Bryan Caulfield has assisted hundreds of clients to protect their rights, after winning a car accident claim, by negotiating with medical care providers attempting to inflate their fees.
It is important to consider the fact that while opting to have your health care insurance take care of your medical bills in the case of an accident, and it may make it simpler for your health care provider to be paid for their services; you have paid for your PIP insurance for the very purpose of covering your medical expenses in case of an accident. If you opt to have your PIP insurance pay your injury-related medical bills, they cannot go after your settlement money.
Florida Accident Claims
Bryan Caulfield has spent many years working with clients filing car accident claims, and has successfully litigated hundreds of claims protecting his clients and their financial future following a car accident in Florida. Contact our firm today to set an appointment.