The fact that the state of Florida requires drivers to carry auto insurance does not guarantee you will not suffer from an accident with an underinsured motorist. Many Tampa residents, unfortunately, are involved in accidents with someone who does not have enough insurance coverage to pay all the damages, nor do they have the financial resources to pay out-of-pocket. The laws in Florida mandate that all motorists carry a minimum of $10,000 coverage for personal injury and $10,000 for property damage. Florida requires all insurance companies to offer uninsured or underinsured motorist coverage, which allows the policy holder who suffers injury from an uninsured or underinsured driver to recover damages from their own policy.
Complications in Filing an Underinsured Motorist Accident Claim
If you elect to pay for underinsured coverage, you expect to have damages paid if you need to file a claim. However, you may face many hurdles, obstacles and delays if you attempt to file a claim without the help of a Florida accident lawyer. Bryan Caulfield understands the complexities of this type of insurance claim, and he recognizes the issues you may face in recovering what you are owed. Too many people settle for less than they should when they accept an insurance offer without questioning how the company figured the total amount of losses from the accident. Ensure you have all physical and emotional damages covered by seeking guidance from Bryan Caulfield.
Florida Accident Coverage for Underinsured Motorist Accidents
It is always in your best interest to seek legal representation from a skilled and reputable auto accident lawyer if you have been injured. It is even more imperative for you to enlist the help of a lawyer if you have to deal with an underinsured or uninsured driver. Contact Bryan Caulfield today to schedule your free consultation.