You are driving along the streets when suddenly a motorist hits you. Upon getting out of the car, you find out that the motorist does not have insurance to cover the damage or the insurance cannot cover the costs due to the accident. A driver without insurance poses a serious problem for you as a responsible driver.
Even if you carry comprehensive auto insurance, recovering costs of damages from an accident involving an uninsured motorist can be difficult. This is why you need to understand various steps you need to take when such an accident happens.
Call for Emergency Assistance
When an accident occurs, the first concern should be your health. Call emergency services to come deal with any injuries that you have sustained. This is because you can only lodge a successful complaint when you are perfect health.
Collect Relevant Evidence
You need to gather information regarding the accident. This information will be significant when you file a case. An attorney also needs this information to fight your case in court. You need to make sure you get the details of the driver and the plate number of the other vehicle.
Witness accounts are vital to the credibility of the case in court. You need to collect the names and contacts of any witness at the site. The contacts will be used by a lawyer to access the witnesses and extract any information that can be used in the case.
One of the most crucial pieces of evidence you can collect is visual evidence. Take as many photos as you can showing the wrecks, your injuries, the site of the accident, and any nearby road traffic signs. Visual evidence improves your credibility when you go to court.
Call the Insurance Company, and Call an Attorney
You need to call the insurance company to report the accident and file
a claim. This needs to be immediate so that the insurance company can
start processing your claim.
However, the insurance company won’t be willing to pay the damages in full, which is why the next step is to contact a qualified accident attorney. The attorney handles your claim and represents you in court. With a lawyer, you stand to be compensated whether the other motorist is not insured or is under-insured. The lawyer also advises you on your coverage and the aspects that relate to the accidents.
For a free and immediate consultation with Hillsborough County personal injury lawyer Bryan Caulfield, call him at 1-800-535-2529 orcontact Bryan online. You only pay a fee or costs once Bryan has won your case. If no recovery is made, you owe nothing.