“And if a double-decker bus crashes into us, to die by your side
is such a heavenly way to die and if a ten-ton truck kills the both of
us to die by your side well, the pleasure – the privilege is mine.”
Despite the romantic notion of the famous rock band The Smiths, car wrecks are not a pleasure and it is a privilege, not granted to all, to walk away unharmed and well. Auto insurance is sometimes not enough to cover all the needs caused by an auto accident. Because of this, Personal injury protection (PIP) is required by many states to assist in covering various needs. The DMV describes PIP in the following way: “Personal injury protection (PIP) coverage is often referred to as “no-fault car insurance,” as it is the most commonly required insurance coverage among no-fault states.”
Why does PIP exist?
PIP is used to prevent and restrict a policyholder’s right to sue. You can sue if you have PIP, however, there are various laws that determine when you are able to. Some of these reasons may be death or serious injury as well as great damages.
What does PIP Cover?
Personal injury protection will cover your own injuries that occurred due to an accident. It is important to discuss what is covered in your policy with your insurance provider. Some of the things commonly covered are:
- Wages Lost from injury
- Funeral Expenses
- Medical Expenses
Other Uses for PIP
Though PIP is often used in reference for Auto accidents, it has other uses such as: Home insurance, personal injury, emotional distress, and defamation of character.
Bryan Caulfield takes great pride in helping injury victims hurt as a result of a car accident, motorcycle accident, truck accident or through medical negligence, and families who have suffered a wrongful death as a result of negligence. There is no fee or costs unless you win. Call for a fast free consultation at 1-800-535-2529, or contact Bryan Caulfield online