Car accidents can be vastly different from truck accidents, and for a number of reasons. The differences between these accidents can greatly affect your insurance claim and may leave you facing life-long injuries. Learn the differences between car accidents and truck accidents, and find out how these differences affect you.
The average passenger car weighs between 3,000 and 4,000 pounds. Semi-trucks may weigh up to 80,000 pounds. Due to the huge weight discrepancy, trucks often cause severe, or even deadly, accidents when they collide with cars. Due to trucks’ large size, truck drivers also have to contend with increased blind spots and may have a more difficult time maneuvering. It can be far more difficult for a truck to stop, swerve, or maneuver around hazards.
Insurance & Liability
It is very common for a single truck be the responsibility of multiple parties, and be covered by multiple insurance policies. The liability for the accident depends heavily on what caused the truck accident. The driver may have been inattentive or driving dangerously. The truck may have had a mechanical failure due to poor maintenance, which is the responsibility of the owner or leasing party. The driver may not have received adequate training, or may have been overtired or driving past their allowable hours. The truck may also have had a mechanical failure due to faulty manufacturing.
When it comes to insurance, it is very common for victims to have to deal with multiple insurance policies. Typically the driver will have a personal policy, the trucking company will have a policy that covers the truck, and the owner, leaser, or leasee of the truck will also have policies in place. If you’ve been involved in an accident with a truck, you may find yourself fighting multiple parties and insurance companies for the compensation you deserve.
There are a number of regulations that control the trucking industry and are designed to keep the roads safe. Implemented and enforced by the Federal Motor Carrier Safety Administration (FMCSA), these regulations dictate the number of hours a driver may drive before taking a mandatory rest period. Strict deadlines and pressure from trucking companies may push drivers to go far beyond their limits, and over-tired drivers can cause deadly accidents. These regulations may be used when determining liability for an accident. If a driver was found to be breaking FMCSA regulations at the time of the accident, it can be much easier for your attorney to prove that your injuries were due to the negligence of the driver or the trucking company. The driver or company may even face punitive action, including fines.
If you’ve been injured in a trucking accident, you deserve compensation for your injuries and medical expenses. Bryan Caulfield is committed to protecting the rights of our clients. As an experienced Clearwater truck accident lawyer, he will fight for your best interests and will offer you compassionate, driven legal representation.
Contact his firm to request a free consultation. Learn more by calling (727) 308-6060 and requesting Bryan.