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Helping Car Accident Victims Pursue Compensation

Clearwater Car Accident Lawyer

Bryan Caulfield is a Board Certified Trial Lawyer Serving Clients Across Florida

Auto accidents are among the leading causes of personal injuries. Individuals involved in car accidents may suffer from physical injuries, as well as emotional anguish, loss of income and ability to work, and difficulty performing even simple tasks. The events of an accident may take mere moments to unfold, but the consequences can last a lifetime.

How Can Bryan D. Caulfield Help You?

When it comes to choosing the right attorney for you, you will need to consider experiences, skills, and qualifications. Bryan Caulfield has worked hard to help car accident victims and their families and has a 25-year history of securing satisfactory results. This includes millions of dollars recovered by way of verdict and settlement throughout Florida’s courts. Bryan D. Caulfield has honed his legal skills during his decades of experience and has successfully advocated on behalf of thousands of individuals in the local communities.

What Does Florida "No-Fault" Insurance Mean?

The "no-fault" law in Florida requires that any party involved in a car accident is responsible for seeking out compensation from their insurance companies, regardless of who was at fault for the accident. Additionally, all drivers must have Personal Injury Protection (PIP) insurance included in their insurance plans.

What Is Personal Injury Protection Insurance?

Personal injury protection insurance, or PIP insurance, is designed to cover lost wages and medical bills that occur as a result of a car accident. With a standard auto insurance policy, the person who is responsible for the accident will cover the costs of it. However, PIP insurance is no-fault coverage. Medical payments coverage is very similar to personal injury protection insurance. However, medical expenses are the only things that are covered by medical payments coverage. Personal injury protection insurance provides additional coverage for things like lost wages.

Because personal injury protection insurance is such a worthwhile investment, everyone should consider getting it. Many people think that if they have health insurance, then all of their medical expenses will be covered. However, that is not always the case. Personal injury protection insurance can cover any expenses that are not covered by health insurance.

The amount of coverage that you are able to get with personal injury protection insurance is dependent on the type of insurance that you have. However, some policies will cover up to 80 percent of the medical expenses that are related to the accident. For example, if the total costs of the medical expenses are $200,000, then PIP insurance may cover up to $160,000. Keep in mind that there are other things that may be covered by PIP insurance. This includes things such as funeral costs, rehabilitation costs and service replacement of someone who is injured in an accident. Personal injury protection insurance can potentially help you save a lot of money.

Furthermore, it is important to note that Florida is one of the states that require drivers to have some type of personal injury protection insurance. New York and Massachusetts are other states that require drivers to have personal injury protection insurance. Even if a state does not require personal injury protection insurance, a person who does not have PIP insurance may still be required to sign a waiver. A waiver is a document stating that one has declined to own PIP insurance. It also states that by signing the document, a person understands the risks of not having PIP insurance. People who live in a no-fault state where coverage is not mandated will need to sign a waiver.

How to Boost Compensation From Your Car Accident Claim Car Compensation Infographic

If you or a loved one was hurt in an accident, there are a lot of details that you are now responsible for. Medical bills, auto repair, and even a wrongful death claim may be consuming your time. When serious injuries are involved in an accident due to someone else’s negligence, you will be required to file a personal injury claim if you are seeking financial compensation for your losses. Insurance companies will do their best to minimize your gain, but our attorney Bryan D. Caulfield can partner with you to ensure that you gain maximum compensation.

Here are 4 Tips to Maximize Your Car Accident Compensation:

Tip One- Be careful not to admit fault after an accident, even if you think that you were the one who made a mistake.

Tip Two- Call your insurance company to report the accident as soon as possible. You are obliged contractually to report any accidents, and it is important to follow all of the rules throughout this process so that insurance companies cannot use anything against you.

Tip Three- File your claim well within the time limit. Each state has a time frame that is designated for the amount of time between the date of your accident and the date that you file an injury claim. The statute of limitations for car accidents in Florida is four years.

Tip Four- Keep all documentation associated with your case. You will begin to gather a large amount of paperwork, evidence, and bills after you are involved in an accident. Make sure that you keep all of this information so that you can use it for the future.

No matter the seriousness of your accident, Bryan D. Caulfield understands that this time is difficult and often traumatic. Partner with our trusted car accident lawyer in Clearwater for compassionate and experienced representation!

Wrongful Death Claims for Car Accident Fatalities

If your loved one was killed in an auto accident, you may be able to file a wrongful death claim on behalf of the surviving members of the deceased family. According to Florida's law concerning wrongful death, if someone's death resulted from a "wrongful act, negligence, default, or breach of contract", a representative of the deceased can pursue compensation. A car accident certainly meets the requirements stated by Florida law.

  • Negligence can take many forms, and is not limited to the acts of the other driver(s) involved:

- Drunk drivers

- Drivers who are distracted or drowsy

- Defective parts, such as airbags and seat belts

- Poorly maintained roads

Filing a wrongful death claim by no means suggests that money can make up for the loss of a loved one. At Bryan D. Caulfield, Esq, we simply believe that the surviving family members should not have to worry about funeral, medical or other expenses while they are grieving.

Should I Hire an Attorney After a Car Accident?

It’s important to speak to an attorney after being injured in a car accident. Not only can they walk you step by step through the often complicated legal system but, unlike insurance companies, they are true advocates on your side. Insurance companies are first and foremost a business that looks out for their own best interest before yours.

Additionally, many people find that the injuries they suffered turn out to be more severe days or weeks after they sustained them. While this is a normal occurrence if you accept an offer from an insurance company before you know the depths of your injuries you may find your settlement no longer covers all your medical expenses. An experienced attorney from our firm can fight to protect your rights and help you recover the compensation you deserve so you can cover all your medical costs.

Contact Bryan Caulfield 24/7

Get started by filling out the following form. If you prefer, call (727) 308-6060 and ask to speak with Bryan. Your first consultation is always free.

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What are the benefits of choosing Attorney Caulfield?

  • Work with one of the few Board Certified Civil Trial Lawyers in Florida
  • You pay no upfront legal fees if a financial recovery is not made
  • Available 24/7 for a FREE and immediate case consultation
  • Million dollar recoveries for clients throughout Clearwater, Pinellas, and Hillsborough
  • Experience in federal courts and courts throughout the state of Florida
  • Named in Super Lawyers® and earned a 10.0 Superb Rating by Avvo

Committed to Excellence for 25+ Years

If you have been involved in an auto accident, you have control over whether or not you settle for an insurance claim, or choose to work with a qualified legal professional who can pursue the full amount of financial compensation you deserve. Working with Clearwater car accident lawyer Bryan D. Caulfield can help ensure your case gets the undivided attention of a proven, qualified, and experienced legal professional who has helped thousands of victims like yourself.